General Liability Insurance

General Liability Insurance Houston, TX

Business owners can and should purchase general liability insurance to cover legal hassles due to accident, faulty work and third party injuries. These types of insurance policies protect against payment due to the injured party as a result of bodily injury, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.

Protection of your business in Texas

General Liability Insurance is also known as commercial liability insurance and covers general liability of the business. It is a broad coverage. It is a smart move to have a general liability insurance policy in place. In addition to the general policy, there are enhancements that you can add to a business policy such as:

  1. Directors and Officers Insurance – Covers neglect of directors and officers for misleading statements that result in a lawsuit.
  2. Employee Practices Liability Insurance (EPLI) – Covers employers from lawsuits stemming from non-injury related claims such as sexual harassment, discrimination and termination.
  3. Professional Liability Insurance (Errors and Omissions) – Covers professional negligence and errors that injure their clients in some way.