If you work as a sheetrock contractor, also known as a drywall contractor in Texas, then you need an insurance policy that protects your business from the day-to-day risks associated with running your enterprise.
While insurance is not required by law, it may be required by contract. This means you are not forced to carry it by state law but if you want to obtain certain contracts… you have to purchase insurance. While on the job you or your employees may cause damage to third parties without even being aware. A general liability policy could protect you from financial loss and lawsuits. Drywall is a not as troublesome as other trades may be, a quote can be generated for you in minutes. A number of factors play a part in determining your premium. Being a residential or commercial drywall installer is also something to consider at time of quoting. A quick interview with one of our agents can help determine what exactly it is your policy will need to include.
Work with home builders? Not a problem, we have a market for tract homes!?
Commercial Insurance is not limited to General Liability. If you use a vehicle to transport your material or your employees; if you advertise your business on your vehicle you should definitely consider additional policies for your business. We encourage you to speak to one of agents to help you when determining what policies you should be covered with.
Commercial General Liability Insurance: General Liability Insurance is also known as commercial liability insurance and covers general liability of the business. It is a broad coverage. It is a smart move to have a general liability insurance policy in place.
Commercial Auto Insurance: Just like your personal autos, your commercial autos need to be protected as well. If you use your vehicle for business, even occasionally, be sure to include this.
Umbrella Insurance for Commercial Businesses: A business umbrella policy can help cover a catastrophic loss and can save a business from huge financial distress.
Workers Comp Insurance: Workers compensation coverage pays for medical care and physical therapy for employees that are injured as a result of working for your business