Plumber Insurance in Texas
PLUMBER INSURANCE TEXAS
Whether you’ve established yourself as a reputable plumber or just now getting to work on your own, the best time to get insurance is before you need it. Plumbers like you need an insurance policy that protects against the risks associated with your trade. Because of your business, you have unique risks that without proper protection, could result in a business ending claim against you. Protecting yourself from financial hardship is what having the right plumbing insurance policy is all about. Our agency files with the state for our Master Plumbers. The plumbing code covers various branches of the trade including but not limited to:
- Plumbing contractor
- Pipe fitter
- Septic Installer
- Sprinkler System Installer
- Home Builder
As plumbers the various types of insurance required to properly protect your business is not limited to General Liability. Below are a few types of insurance available at our agency, most commercial requirements call for additional policies such as:
General Liability Insurance: General liability insurance will protect you from bodily injury and property damage coverage. This is the most common type of contractor coverage.
Commercial Auto Insurance: This is coverage for your vehicle. If you’re using your pickup truck for work-related purposes, you need to have a special policy for commercial use.
Business Owner’s Insurance Policy (BOP): This coverage can include coverage to protect your commercial buildings and contents, interruption of your business and liability protection which covers your expenses for harm caused to others in the course of work. This does not cover professional liability.
Workers Compensation: This coverage is regulated by the state. If you run a business by yourself, you don’t necessarily need workers comp insurance. The coverage protects your workers from work-related injuries until they can get back to work.
Trust the professional insurance agents at AJ Morales Insurance for your Tile Contractor business insurance in Texas. Our licensed staff will walk you through the coverages you need and can quote you with multiple companies to find you the best rates on the coverages you need.